If you have debilitating medical conditions, mental impairment or any condition preventing you from earning a living, you could be entitled to disability insurance. Enlisting the help of a lawyer can help with the paperwork, representation, and assistance with understanding your rights.
SSI and SSDI are government programs, which means there are a multitude of qualifying rules when it comes to applying for disability benefits. To help better understand the programs, we’ve provided a few disability law questions and answers.
What’s the Difference Between SSI and SSDI?
Supplemental Security Income (SSI) is an entitlement program designed for low-income people who don’t meet the Social Security work credits requirement. To qualify for Social Security Disability Insurance, you need to meet previous work requirements and have paid into Social Security.
What Are the Factors That Determine Whether Someone Is Eligible for Social Security Disability Insurance Benefits?
- You must have enough “work credits” with Social Security
- You have physical or mental disabilities preventing you from working for at least 12 months
- Working may result in your death because of your disability
- Your disability must meet the Social Security Administration’s exact definition of disabled
- Individuals with a partial impairment or short-term disability don’t qualify
- You must have paid your Social Security taxes
- Be younger than your full retirement age
Why Hire a Memphis Disability Law Attorney To Help With Filing Your SSDI Claim?
Hiring a Social Security Disability lawyer to file an SSDI claim isn’t mandatory, but it will increase your chances of receiving benefits. Opting to self-represent and fill out your own application forms is a risky choice, especially considering that 75% of claims are rejected. Lawyers can provide assistance with:
- Understanding the criteria laid out in the SSDI Blue Book
- Gaining access to medical records and paperwork
- Preparing for your hearing and formulating arguments for your condition
If you’re wondering whether you qualify for disability benefits under SSDI, we can help. Contact us today to schedule a consultation.